<ddi:Fragment xmlns:ddi="ddi:instance:3_1" xmlns:r="ddi:reusable:3_1"><l:Category id="24f5df5b-7bd8-4cf6-b890-6a4f3ac4a19b" version="1.0.0" versionDate="2025-05-13T14:38:29" missing="false" xmlns:l="ddi:logicalproduct:3_1" xmlns:r="ddi:reusable:3_1"><r:UserID type="11179-IRDI">de.dezim:24f5df5b-7bd8-4cf6-b890-6a4f3ac4a19b:1</r:UserID><r:VersionResponsibility>el-masri@dezim-institut.de</r:VersionResponsibility><r:VersionRationale xml:lang="de">Version 1</r:VersionRationale><r:Label xml:lang="de">Money is enough for basics, but not enough for unexpected expenses on health and home maintenance</r:Label></l:Category></ddi:Fragment>