<ddi:Fragment xmlns:ddi="ddi:instance:3_1" xmlns:r="ddi:reusable:3_1"><l:Category id="9224f98c-fb21-435d-adfb-27534d3afc79" version="1.0.0" versionDate="2025-06-27T07:47:27" missing="false" xmlns:l="ddi:logicalproduct:3_1" xmlns:r="ddi:reusable:3_1"><r:UserID type="11179-IRDI">de.dezim:9224f98c-fb21-435d-adfb-27534d3afc79:1</r:UserID><r:VersionResponsibility>el-masri@dezim-institut.de</r:VersionResponsibility><r:VersionRationale xml:lang="de">version 1</r:VersionRationale><r:Label xml:lang="de">Money is enough for basics, but not enough for unexpected expenses on health and home maintenance (e.g. medication, smal</r:Label></l:Category></ddi:Fragment>