<Fragment xmlns:r="ddi:reusable:3_3" xmlns="ddi:instance:3_3">
  <QuestionItem isUniversallyUnique="true" versionDate="2025-04-17T14:23:54.6376554Z" xmlns="ddi:datacollection:3_3">
    <r:URN>urn:ddi:int.example:1e4cd7c4-9cef-4201-a5f5-9bc6b02d35ad:1</r:URN>
    <r:Agency>int.example</r:Agency>
    <r:ID>1e4cd7c4-9cef-4201-a5f5-9bc6b02d35ad</r:ID>
    <r:Version>1</r:Version>
    <r:VersionResponsibility>fdz@dezim-institut.de</r:VersionResponsibility>
    <QuestionItemName>
      <r:String xml:lang="de">hlt0012</r:String>
      <r:String xml:lang="en">hlt0012</r:String>
      <r:String xml:lang="en-GB">hlt0012</r:String>
    </QuestionItemName>
    <r:Label>
      <r:Content xml:lang="de">Art der Krankenversicherung</r:Content>
      <r:Content xml:lang="en">Type of health insurance</r:Content>
      <r:Content xml:lang="en-GB">Type of health insurance</r:Content>
    </r:Label>
    <QuestionText audienceLanguage="de">
      <LiteralText>
        <Text>Welche Krankenversicherung bzw. -versorgung haben Sie? Unter private Krankenversicherung ist ein umfassender Versicherungsschutz gemeint, keine private Zusatzversicherung zur gesetzlichen Krankenversorgung.</Text>
      </LiteralText>
    </QuestionText>
    <QuestionText audienceLanguage="en">
      <LiteralText>
        <Text>What type of health insurance or healthcare coverage do you have? Please note: "private health insurance" refers to comprehensive coverage, not a supplementary private insurance in addition to public health coverage.</Text>
      </LiteralText>
    </QuestionText>
    <QuestionText audienceLanguage="en-GB">
      <LiteralText>
        <Text>What type of health insurance or healthcare coverage do you have? Please note: "private health insurance" refers to comprehensive coverage, not a supplementary private insurance in addition to public health coverage.</Text>
      </LiteralText>
    </QuestionText>
    <r:ResponseCardinality minimumResponses="0" maximumResponses="0" />
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